Eligibility Requirements
Types of Health Insurance Plans Available *
HMO HEALTH INSURANCE PLANS: A health insurance plan that requires members to seek care from a participating practitioner and facility. Authorization is required before seeking care when services are being rendered outside of the network. Includes prescription drug coverage.
POINT-OF-SERVICE HEALTH INSURANCE PLANS (POS): A health insurance plan that allows members a choice by utilizing any health care provider. Members who choose a participating practitioner or facility will receive the highest level of benefits. Includes prescription drug coverage.
PREFERRED-PROVIDER-ORGANIZATION HEALTH INSURANCE PLAN (PPO): A health insurance plan that allows members to have to option to choose any doctor from the PPO participating provider network, without a referral, and receive maximum coverage. Members will also have access to out-of-network providers; however, they receive a lower, out-of-network level of benefits. Includes prescription drug coverage.
HEALTH SAVINGS ACCOUNTS INSURANCE PLANS (HSA): An account that a member may deposit money to save for future medical expenses. HSA’s work in conjunction with a HIGH DEDUCTIBLE HEALTH PLAN (HDHP). An HDHP is a health insurance plan in which the deductible is applied on a combined basis for Medical and Pharmacy expenses. Some types of preventative care are exempt from the plan deductible. Includes prescription drug coverage.
DENTAL INSURANCE PLANS: A range of dental insurance plans featuring benefits for diagnostic and preventative services, plus benefits for basic maintenance, major procedures, and even orthodontia.
* The above information is intended as a general overview and should be combined with a professional review of your individual needs to determine which plan and carrier would best suite you personally and financially.
